Apple has announced iOS 8.1 will be released Monday, presumably with the usual fixes for security and usability issues. Also part of this release will be Apple Pay, enabling iPhone 6 and 6 Plus owners to wave their phones in stores and pay for things.
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I want to believe Apple is totally going to get this right, but I also didn't think Apple would get it so wrong as to remove the ability to make phone calls from your phone, so for now I'm sticking to my 24 hour rule and waiting to see how others do before upgrading myself.