does anyone know how I can finance a macintosh without going through the apple instant loan?

Mac Mall and some other retailers like that offer American Express financing and stuff like that, but it’s all pretty high interest, and not easy to always qualify for.  There is always a credit card too…

placebo, do check with the financing options available through authorized resellers. Interest rates are usually a bit high, but the monthly payment might be easier to handle.

I’ve noticed that the resellers go through apple instant loan also.. my dad’s already tried the apple instant loan and it turned him down, so will the reseller be any different?

Apple is very hard to get approved through.  I own a home, have two brand new cars leased (worth about $55k) and have pretty good credit (not perfect) and they turned me down.

You can always try the other options through the resellers, like American Finance loans, but they are not much easier.  Easiest is to try and get a third party loan or credit card through a bank or something and do that. 

Although, I REALLY try to not finance computers.  I go through them so fast that I would NEVER get them paid off before I was ready to buy a new one.  So, I try to pay cash all I can.  Sometimes I will put it on a credit card if I KNOW that I have the money coming in a couple months to pay it off, but that’s it.  debt=bad!!!

do you know where I can find some third party loan companies?

placebo:

third party=banks, credit unions, etc.