Attacking Apple’s App Store policies and Google’s equivalent is relatively easy. Over on Pando, Aimee Pearcy takes the counterview – that while the model is not perfect, changing it drastically would be to the benefit of hackers and fraudsters, not users.
While Apple and Google have wildly inconsistent policies for their stores — Netflix got a free pass from paying Apple Tax on its $853 million U.S. annual iOS revenue back in 2018 — their payment features are a major asset for developers. Credit card-stealing malware is already a huge problem. If anyone could link to their own third-party checkout page, Hacker groups like Magecart would shit themselves with excitement. Every checkout page would have to be manually checked. It would be a huge ask for users to unknown developers with side payments. And Epic certainly isn’t a shining example. Its game Fortnite has been described as a ‘money laundering paradise’, with money launderers using stolen credit cards to buy V-bucks.If third-party side payments were allowed and credit card fraud became a problem –and make no mistake, it would become a problem — Apple and Google would have zero transparency.