Wondering where to find the TransUnion credit freeze page? You’re not alone. The agency updated its website to make it harder to find.
Last week, news broke that Equifax, a credit reporting agency, suffered a data breach. Over 143 million Americans had their data compromised, including Social Security Numbers. Equifax handled the situation poorly, even going so far as to push consumers toward its credit monitoring service. As it turns out, TransUnion, another credit agency, is doing the same thing.
You can, however, still get to the TransUnion Credit Freeze page. Here’s how.
Freezing Your Credit
TransUnion has changed its website to make it harder for people to find its credit freeze page. Instead, it too is promoting its credit monitoring product called TrueIdentity. The website forces you through a series of convoluted steps in order to find the page. Luckily, the page is still there, just hidden.
TransUnion requires you to go through a series of steps first. They’re designed to trick you into signing up for TrueIdentity, instead of a credit freeze. The trick is that TrueIdentity is free (for now) and freezing may require a fee. But there’s no evidence that credit monitoring works. And by the time a hack this happens, signing up for monitoring after the fact may be too late.
You can visit this page on the TransUnion website to start the credit freeze process. Or, you can skip the website and call them:
- TransUnion Freeze Hotline: 888-909-8872
- Equifax: 1-800-685-1111 (NY residents 1-800-349-9960. Canadians: 1-800-465-7166)
- Experian: 1 888 397 3742
Additionally, you can visit OptOutPrescreen.com to opt in or out of promotional solicitations:
Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you (“Firm Offers”). The FCRA also provides you the right to “Opt-Out”, which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.
If the automated hotlines are busy, try calling back at an unusual time, like 12:30-1:00AM. The volume of callers may be lower at these times.