How To Add Your Apple Account Card to Wallet on iPhone

  • Discover the ease of digital transactions with an Apple Account Card integrated into your iPhone Wallet.
  • Learn how to add, manage, and use the Apple Account Card for smoother purchases.
  • Explore the key differences and benefits of using the Apple Account Card over the traditional iTunes Pass.

Welcome to the digital age, where conducting transactions using your mobile device is as essential as carrying a physical wallet. A key player in this convenience revolution is Apple, and today, we are going to discuss one of the handy features they offer: Apple Account Card in the Wallet app.

What Is Apple Account Card?

Apple Account Card, a virtual card in your Wallet app, is a significant stride towards digitizing financial transactions in Apple’s ecosystem. This card showcases your Apple Account balance, which can be used to purchase accessories, apps, games, products, songs on Apple Music, and more, online from the App Store or in-store with Apple Pay.

apple account card in wallet
Image credit: Apple Support

Notably, it presents a departure from iTunes Pass in Wallet. While iTunes Pass could also be used to view your Apple account balance and make purchases, Apple Account Card raises the bar, allowing for integration with Apple Pay for a smoother transaction experience.

Requirements for Using an Apple Account Card

Before you can add and use an Apple Account Card in your Wallet, you need to meet two key requirements:

  1. Your iPhone must run iOS 15.5 or later.
  2. Your Apple Account should have a balance. If you don’t have any funds in your account, you won’t be able to add the card. You can add funds to your account balance using your credit card or by redeeming an App Store or Apple Store gift card.

How To Add Your Apple Account Card to Your Wallet

Time needed: 1 minute

Adding the Apple Account Card to your Wallet is straightforward. Here’s how:

  1. Open the Wallet app on your iPhone.

    wallet app on iphone

  2. Tap on the Add Card button, then select Add Apple Account.

    add apple account to wallet

  3. Enter all the details necessary then your Apple Account Card will appear in your Wallet, ready to use with Apple Pay in App Store and more.

How To Use Apple Account Balance?

Once you have added the Apple Account Card to your Wallet, using it is a breeze. You can use it in a  physical Apple Store or for online purchases. Whether you’re buying apps, subscriptions, media, or other Apple products, your Account Card is there to facilitate the transaction.

You can also view the details of your card anytime by tapping on the Apple Account Card and then the “More” button in the top right corner.

How To Use Apple Account Balance for In-App Purchases?

Once you’ve added your Apple Account Card to your Wallet, your Apple Account balance can be used for in-app purchases easily. When you’re about to make a purchase, simply choose Apple Pay as your payment method. If you have enough balance in your Apple Account, the cost will be deducted from there automatically. Moreover, take a look at how to apply daily cash to your Apple Card.

Managing the Apple Account Card

The Wallet app offers options to manage your Apple Account Card efficiently. By selecting the card and tapping the “More” button, you can view card details or remove the card if you no longer need it.

Troubleshooting Common Issues

At times, you may face issues when adding or using your Apple Account Card. Here are some common problems and how to solve them:

1. Why Can’t I Add My Apple Account Card to Wallet?

Ensure you meet the requirements mentioned before:

  1. Your iPhone must run iOS 15.5 or later.
  2. Your Apple Account should have a balance. If you don’t have any funds in your account, you won’t be able to add the card. You can add funds to your account balance using your credit card or by redeeming an App Store or Apple Store gift card.

If your iOS version is lower than 15.5 or your Apple Account doesn’t have any funds, you won’t be able to add the card. For more solutions, check out our guide on what to do if you can’t add a card to Apple Wallet.

2. Why Is Apple Card Unavailable?

The Apple Card is available only in certain countries or regions. If it’s not available in your location, you might not be able to add it to your Wallet.

3. Apple Account Card Not Showing Up in Wallet

If your Apple Account Card is not showing up in your Wallet, ensure that you are running iOS 15.5 or later, as it is a requirement for this feature. Additionally, check to make sure you have a balance in your Apple Account as you won’t be able to add the card without funds. If you meet both these criteria and still have issues, try signing out of your Apple ID and signing back in, or try restarting your device. If the problem persists, contact Apple Support for further assistance.

4. Add Apple Account Balance to Wallet Not Working

If you’re having trouble adding your Apple Account balance to your Wallet, there could be several reasons. Firstly, ensure that you’re running iOS 15.5 or later, and that you have a balance in your Apple Account. If these conditions are met and you’re still having problems, it might be an issue with your Apple ID.

Try logging out and logging back in. If this doesn’t resolve the issue, it might be a temporary server issue with Apple, and it’s recommended to try again later. If the problem continues, consider reaching out to Apple Support.

Comparing Apple Account Card with iTunes Pass

In the digital landscape of Apple’s ecosystem, both the Apple Account Card and the iTunes Pass have served as tools for managing your account balance and facilitating purchases. However, they differ significantly in their functionalities, making them suitable for different usage scenarios.

The iTunes Pass is a feature that allows you to add funds directly to your Apple ID account, which you can then use to pay for App Store purchases, iCloud storage, and more. It was particularly handy for those who wished to avoid using credit or debit cards for their transactions.

Your iTunes pass works as a way to pay for physical product purchases at Apple’s retail stores. However, the process involves selecting the iTunes pass in your Wallet, then holding up your iPhone for the store clerk to scan the QR code printed on the pass, making it somewhat cumbersome.

apple card in wallet with balance

The Apple Account Card, on the other hand, represents an evolution of the concept. While also displaying your Apple account balance, it goes a step further by integrating directly with Apple Pay, thereby streamlining the process of making purchases both online and in-store.

Instead of having to scan a QR code, you can use your Apple Account Card with Apple Pay like any other debit or credit card in your Wallet. This makes the Apple Account Card a much more efficient and seamless way to manage and spend your Apple account balance.


How do I add an Apple ID to my Apple Wallet?

Your Apple ID is automatically linked to your Wallet when you set up your iPhone. To add the Apple Account Card to your Wallet, follow the steps in this article.

Can I use Apple account balance for Apple Pay?

Yes, you can use your Apple account balance with Apple Pay once you have added the Apple Account Card to your Wallet.

How do I spend my Apple ID balance?

You can spend your Apple ID balance on apps, subscriptions, media, and products at Apple Stores, both physical and online, using your Apple Account Card.

Can you put your passport in Apple Wallet?

While it’s currently not possible to store your passport in the Wallet app, the platform does allow you to add various other types of information such as credit and debit cards, transit cards, loyalty cards, boarding passes, tickets, and car keys among others.


Take a leap into the future of digital transactions by integrating the Apple Account Card into your Wallet app. Say goodbye to the limitations of the iTunes Pass and embrace the seamless experience of purchasing your favorite apps, subscriptions, or songs on Apple Music. Make the App Store your playground, with the ease of making app purchases right at your fingertips. For further reading, check out how to set up recurring payments using Apple Cash.

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