Apple Card Savings has a higher APY, but account holders should rely on the current variable rate shown in Wallet.
Apple Card
Apple Card's Daily Cash, Family Sharing and Savings Account Are Not Part of the Chase Move
Apple Card’s three headline terms, up to 3 percent unlimited Daily Cash back, Apple Card Family, and access to a high-yield Savings account, are restated by Apple in the same release that announces Chase becoming its new issuer. Apple lists all three as continuing features, not as items under review during the transition. Apple Card…
Apple Pay Is in 89 Markets With 11,000 Bank Partners, by Apple's Own Count
Apple Pay is available in 89 markets with more than 11,000 banks and network partners, according to Apple’s own services report. The same report credits Apple Pay with eliminating well over $1 billion in fraud and generating more than $100 billion in incremental merchant sales, figures Apple has published about a service most people only…
Apple Card Is Moving to Chase. Here Is What Apple Confirmed, and What Is Only Reported
Apple confirmed in January that Chase will become the new issuer of Apple Card, moving the card away from Goldman Sachs over what Apple calls approximately 24 months. That is the whole of what Apple itself has said. A widely cited figure, that the deal moves over $20 billion in card balances, comes from reporting…
iPhone 18 Pro Discounts That Cannot Be Combined: Where Apple's Own Footnotes Draw the Line
Apple offers several ways to pay less for iPhone 18 Pro or spread the cost, and its own footnotes say plainly that some of them cannot be used together. Apple Card Monthly Installments needs a specific carrier connection. Certain storefronts turn off financing entirely. And in India, one offer explicitly will not stack with another.…
Cancelling an iPhone 18 Pro Order: The Apple Upgrade Lease Carries a Penalty a Cash Purchase Does Not
Cancelling an iPhone 18 Pro order works one way if you paid outright or financed it with Apple Card Monthly Installments, and a different way if you leased it through Apple Upgrade. Apple’s published terms describe a refund for the first group and a warning about a substantial charge for the second, and the two…
iPhone Duo Monthly Prices: Five of Apple's 10 Storefronts Publish One, and Each Is Just the Price Divided
Apple’s headline monthly figure for iPhone Duo is $83.29 for 24 months, and it is the $1,999 price divided by 24 rather than a finance quote. Multiply it back out and you get $1,998.96, four cents short of the cash price. iPhone Duo in night sky and star white, the two colours offered at every…
iPhone 18 Pro Is $1,199 or $1,299 Depending on One Checkout Choice Apple Never Prices
Apple’s press release says iPhone 18 Pro “starts at $1,199 (U.S.),” while Apple’s own US store listed the 6.3-inch 256GB model, unlocked, at $1,299. Both figures are Apple’s, both describe the same phone, and the $100 between them is a carrier connectivity discount that Apple never states as a number anywhere. The four iPhone 18…
iPhone 18 Pro Checkout: What Apple Card Installments, the Klarna Lease and Paying Outright Each Require
There are three ways to pay for an iPhone 18 Pro on Apple’s own checkout, and only one of them will take anyone. Apple Card Monthly Installments requires an Apple Card and one of three named carriers, the Apple Upgrade lease requires a Klarna account and US residency, and paying outright requires nothing at all.…
0% Finance on a $1,999 iPhone: When It Really Is Free, and Where the Cost Hides
When Apple quotes $83.29 a month for a $1,999 iPhone Duo at 0 percent APR, the finance charge really is zero. Twenty-four of those payments come to $1,998.96, which is the list price to within a rounding error, and nothing is added for the privilege of paying later. iPhone Duo at $1,999, or $83.29 a…
iPhone 18 Pro Monthly: What 24 Months at Apple and 36 Months at a Carrier Commit You To
There are four published ways to pay for a $1,199 iPhone 18 Pro in the United States, and the figure that separates them is not the monthly payment. It is the term: nothing, 24 months at Apple, 24 or 12 months on a lease, or 36 months of bill credits at a carrier. iPhone 18…
iPhone Duo on an Apple Card: $59.97 in Daily Cash, $83.29 a Month, and the Carrier Rule
Two published Apple Card numbers do the work on iPhone Duo: 3 percent Daily Cash back on purchases at Apple, paid up front, and 24 monthly installments at 0 percent APR. On the $1,999 model that is $59.97 back and $83.29 a month, which is Apple’s own figure. iPhone Duo starts at $1,999 for 256GB…
Apple Card Monthly Installments on iPhone 18 Pro: 0% APR, $35.97 Back and the Carrier Rule
Apple Card Monthly Installments splits an iPhone 18 Pro into 24 payments of $49.95 at 0 percent APR, and Apple pays 3 percent Daily Cash on the purchase up front, which is $35.97 on a $1,199 phone. The condition most buyers skip past is that Apple does not allow the plan on an iPhone unless…
Get A Free Pair Of AirPods Pro 3 with a new Apple Card Promo
Apple is preparing a huge Apple Card sign-up promo for next week. New cardholders who buy the AirPods Pro 3 at a retail store will get $249 in cash back.
Apple Card Users Can Finally Access Savings Documents on the Web
Apple added a Savings tab to its card website. Users can now easily download their monthly statements and tax forms directly from a computer browser today.
Apple Card Balance Not Updating: How to Fix
Taking a look at what to do if your Apple Card balance isn’t updating after a payment: follow these steps to resolve the issue.
Check Your Apple Card Application Status
While applying for an Apple Card can often be quick, sometimes this isn’t the case. Here’s how you can check your Apple Card application.
The Only US-Exclusive Apple Product Turns 5
Apple Card turns 5, remaining a US exclusive product. Despite high satisfaction, its future is uncertain amid provider changes.
Apple Card Savings Rates Got a Boost, But Others Offer More
There are better rates elsewhere, but the accounts are nowhere near as convenient to use.
How To Find Apple Card Number Without iPhone
If you find yourself without your iPhone for whatever, you can still access your Apple Card information: here’s how to do it.
How To Open and Manage an Apple Card Savings Account
The Apple Card high yield Savings account is here: here’s what you need to know about this promising new deal from Apple.
How to Apply Daily Cash to Your Apple Card
If you use an Apple Card, you may want to know how to apply your Daily Cash to other goods and services: let’s take a look.
Accidentally Training Your A.I. Replacement - TMO Daily Observations 2023-02-15
Apple used narration from human readers to train its A.I. voices. The real readers did not know that, and weren’t too happy when they found out. TMO writer Nick deCourville joins Ken to talk that over. Plus – an update on the Google Photos breakage, and some security advice for Apple Card holders.
Apple Shares Five Security Steps for Apple Card
Apple has provided more information to Apple Card users that explains several ways a user can further improve the security of their card.